Fha Mortgage Rate Chart By Michael Ryan inRates For FHA Loans Contents Annual percentage rate apr Monthly payments. historically Average origination costs ( Simple refinance mortgages Current fha homeowners Current Interest Rate For Fha Loans Refinancing responded, the share of those loans jumped to 38 percent of all loans from 31 percent the previous month, driving the purchase share to 62 percent from 69 percent. The higher refinance.