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Fha Vs Usda Loan Federal Loans Website Millennial money: student loan default can gut your paycheck – The collection agency handling your federal loans will notify you by mail before it starts garnishing. This column was provided to The Associated Press by the personal finance website nerdwallet..Loan For Houses How Student Loans Are Calculated – These loans threaten to hold back a whole generation from achieving other key goals of early adulthood, such as purchasing a house or starting a family. Add in the burdens that other types of personal.