Mortgage Loans 101

Use your savings to top up your payments, or pay in lump sums – starting with the loan with the highest interest rate.

Mortgage 101. Applying for a Mortgage. Lenders consider many factors in evaluating your application, including: Credit; Income; Debt; Assets; Property.

Home Resources Mortgage 101. 1. Get pre-approved first. It is tempting to look for a home before you start your loan. But a little bit of patience up front, will save you time – and potential heartache – if you first get your mortgage pre-approval and know exactly how much you can afford.

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Catalyst Mortgage offers the best home mortgage loan rates, refinancing rates, and home equity loans to help you get the home loan that’s right for you. We serve Northern California with offices in Sacramento, California. Contact Us. 916.287.7777 office 877.268.8194 toll-free 1375 Exposition Boulevard, Suite 320 Sacramento, CA 95815