Texas Lending Laws

Texas Lending Laws

(b) A license holder who held a license under the Texas Regulatory Loan Act and was issued a license to make loans under that chapter as provided by Section 4, Chapter 274, Acts of the 60th Legislature, Regular Session, 1967, shall maintain for the office for which that license is held net assets of at least $15,000 that are used or readily available for use in conducting the business of that office.

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Fair Lending Laws and Regulations Introduction This overview provides a basic and abbreviated discussion of federal fair lending laws and regulations. It is adapted from the Interagency Policy Statement on Fair Lending issued in March 1994. Lending Discrimination Statutes and Regulations . The Equal Credit Opportunity Act (ECOA) prohibits

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Home / State Information / Texas / Homeownership / predatory lending: texas. predatory Lending: Texas. Predatory lending is a term used to describe a wide range of unfair financial practices. Here are some resources that can help you avoid being a victim.. Find the address of the HUD office. Post navigation

Laws & Regulations The Law & Guidance Manual includes select chapters from the Texas Constitution, Finance Code, and the Health and Safety Code, as well as Title 7 of the Texas Administrative Code. Department issued legal opinions, supervisory memorandum, and regulatory guidance applicable to our regulated entities are also included in the Law & Guidance Manual,

. Greg Abbott has signed a bill that will create a student loan repayment program for Texas peace offices who have served at least four consecutive years and commit to a career in law enforcement..

Texas Payday Law covers all Texas business entities, regardless of size, except for public employers such as the federal government, the state or a political subdivision of the state. All persons who perform a service for compensation are considered employees, except for close relatives and independent contractors. Both employees and employers should be aware of the law so they will know their rights and responsibilities.

Texas home equity lending laws can be directed to the Office of Consumer credit commissioner (occc), which regulates the credit industry in Texas. The OCCC is located at 2601 N. Lamar Boulevard, Austin, texas 78705. inquiries may be made to its toll-free Consumer Helpline, 800-538-1579, or by

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